Inheritance Tax Planning Bedfordshire

When you’ve worked hard throughout your life, you want to be able to pass on the fruits of that work to your loved ones when you die. Financial planning maximises the amount your family will receive. Inheritance tax planning is an important factor to include in this. It could save your beneficiaries up to 40% tax on your estate.

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If your assets are valued at more than £325,000 at the time of your death, your beneficiaries could be liable for up 40% tax. The assets that are amongst those used to calculate whether or not you are liable for Inheritance Tax are:


  • Property and land
  • Bank accounts
  • Jewellery and art
  • Cars
  • Shares

The nil-rate band of £325,000 would be subtracted from the total, and the remainder is taxed at a rate of 40%. In certain circumstances using the ‘residence nil rate’ band could boost this threshold to £500,000 or even £1,000,000 if exempt gifting between spouses is used.


Inheritance Tax planning helps Bedfordshire clients to minimise Inheritance Tax liability, in order that they can pass on more of their estate to loved ones, rather than suffering significant tax charges paid to HMRC. To achieve this Harpur Wealth can explore the use of the ‘residence nil-rate band’, ‘gifting’ and ‘pensions’ as three of a number of possible components that can be used in the development of an effective Inheritance Tax strategy.

inheritance tax planning agency bedfordshire

Bespoke inheritance tax planning for Bedfordshire clients

Wealth management agency providing specialist services

Our best work is founded on a clear and comprehensive understanding of each client’s requirements. That’s why we start by listening; every life is unique, which is why our tax planning is bespoke.


Harpur Wealth Management advisors provide tailored inheritance tax strategies, based on our Bedfordshire clients’ existing estate and the beneficiaries they wish to benefit from it. A detailed commentary clearly explains how our strategy aligns with your requirements.


We can’t eliminate risk; what we can do, though, is to design strategies that are flexible enough to accommodate change where necessary. Our clients are invited to regular review meetings where they can discuss any changes that may require adaptation.

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We create bespoke financial strategies tailored for you


Harpur Wealth Management have worked with clients throughout Bedfordshire, including: Bedford, Luton, Clapham, Bromham, Biggleswade, Kempston, Dunstable, Woburn, Sandy and Barton-le-Clay

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